Investing properly or preserving a capital of 1,000,000 USD - page 15

 
Neodinov:

Good time, everyone.

The amount does not matter it is the understanding of Assets and Liabilities that matters.

In the real world, you don't just get an Asset and you can't buy one.

You cannot, like Buffett, successfully raise capital.

You will not be able to buy a stock and keep it at home, in Russia in the 90's who had time to take an Asset for over 15+ years have been living on interest only.

You will not be able to super Grail to earn +1% shares of large firms, if you can you will be asked to sell or will be killed.

All you see and hear is far from understanding what you really want to get.

If the question of saving goes the most true option is Antiques, but it's not the safest, but the chance that your descendants after 100 years will receive a return and a percentage of the profits is very high.

If the question is about investing, don't think you are the smartest and the right decision, the best investors in 70+ years, if someone thinks that to buy bitcoin for 1 dollar and sell it for 1000 dollars is an investment, he is mistaken.

If you want to lie in the sun and your funds make a turnover, you must be a good psychologist, the loyalty and honesty of your employees directly depends on how long you will lie.

And the most recent option, which at one time spent about 700.000 + $ another at the rate of 35 rubles, is to educate themselves in those niches that I like, for example, take everything from me, I need 1 month to work as a loader that would buy a computer and $ 100 capital, and after six months of capital 10.000 $.

Why all this you Henry Ford ... You're alas))) or I'm wrong...))
And the last one is hilarious ...))
Specificity does not = a given.
 
Michail Dekterev:

I am inspired by the many conversations I have had with my friends on this subject. I will write down my view of the situation.

The main task and goal pursued is elementary preservation of capital, obtaining profitability is not the main goal.

The main mistake and the majority opinion - a bank deposit in several banks in one country that I think is wrong and leads to bankruptcy, it is a matter of time, examples are many (not a long example is Cyprus).

My approach is as follows,

Diversify funds into many assets (without any leverage) and many countries, namely (in % of capital):


1) A bank deposit in the country of residence (in RUB) (10%);

2) Investing in Russian Federation blue chip stocks (5%);

3) Investing in the most liquid securities of other countries (in local currency of such countries): USA, Great Britain, Germany, Singapore, Hong Kong, China, Australia. (50%);

4) Investment in precious metals - gold, silver (30%);

5) Cash currency - roubles, dollars, euros. (5%).

Over time (periodically once every 3-6 months) move a small portion from one basket to another, thereby capturing profits in some assets and averaging out in others, keeping in mind the maximum weighting in each asset group.

This diversification will help you keep your savings, or some portion of it! But at least you are certainly protected from bankruptcy!

How do you look at this situation? What would you do?

That's a lot of fuss you're making. Invest 100% in US government bonds and you will have capital preservation.
 
Whoever has earned 1,000,000 knows exactly how to keep it, it is not for us to advise them on what to do. Without a million, we do not have the moral right to advise, reason, dream, ..., .... It is true that there is no harm in dreaming, but it is useless.
 
Ramiz Mavludov:
That's a lot of fuss you're making. Invest 100% in US government bonds and you will have capital preservation.
2,6%

https://ru.investing.com/rates-bonds/u.s.-5-year-bond-yield
 

Yousufkhodja Sultonov:

Whoever has earned 1,000,000 knows exactly how to keep it, it is not for us to advise them on what to do.

Do you really think so? Some categories of citizens can and do make that kind of money and more every year, but they don't know how to save it. Athletes in some sports are a good example.

 
Mikhail Dekterev:

Do you really think so? Some categories of citizens can and do make that kind of money and more every year, but how to save them they don't know. Athletes in some sports are a good example.

You said you want to save the coins, but you didn't specify why you want to save them and plus what are the coins in now (dollars, flats etc.)?

 
Vitaliy Kashcheev:


You said you wanted to save the coins, but didn't say why you wanted to save them and what are the coins in now (dollars, flats etc.)?

Hello Vitaly! What coins are we talking about? -)

 
A branch of dreamers ?
 

George Merts:

A branch of dreamers?

For most, yes.

 
George Merts:
A branch of dreamers ?
A branch of millionaires 😀