Investing properly or preserving a capital of 1,000,000 USD - page 5

 
Armen:

cool. everyone said the author was wrong, but no one offered anything intelligible....

and that's the way it always is (

That's a good thing, though. So I'm thinking right. -)))
 
Avals:
There is no point in discussing preservation without a term or a return period. It's one thing to invest for 30 years and not touch it, and another for a year. It is another thing to invest for an indefinite period with the possibility of receiving cash at any time.

Investing for the long term is something I have already written about.

Cash is available at any time and 15% of the capital can be said to be always on hand.

 
pfsignal_com:

Investments are long-term and I have already written about it.

You can get 15% of your capital in cash at any time, so to say always at your fingertips.

15% is something new)), and long term is an elastic term. Most of your assets can give you a 50% drawdown at the same time. Although if you wait 2-3 years, maybe 5-10, everything will recover. Or maybe not, like in Japan. So if you want to keep it, then keep it in bullion at home. And don't scratch it - big discount)))
 
Avals:
15% is something new)), and the long term is a stretch. Most of your assets can give a 50% drawdown at the same time. Although if you wait 2-3 years, maybe 5-10, everything will recover. Or maybe not, like in Japan. So if you want to keep it, then keep it in bullion at home. And don't scratch it - big discount)))

30% as it is in precious metals.

And 15% (that's 10% bank deposits + 5% cash). So it's nothing new.

 
pfsignal_com:

30% as it is in precious metals.

And 15% (that's 10% bank deposits + 5% cash). So that's nothing new.

paper metals?

There will be a serious crisis and bank deposits will be forgiven or frozen. Paper gold is also an additional risk. The rest are certainly not risk-free assets. Risks especially depend on how urgently you may need to exchange or spend the assets.

There is always a risk. The only question is how big it is. Even if you keep everything in bullion at home, there is a risk that everything will be stolen))

In order of increasing risk:

1.Minimal risk in precious metals (physical), works of art.

2.Next comes cash and government bonds and possibly real estate. True, it depends on the country in which the cash, bonds and real estate.

3. Then deposits. Then come deposits. And paper metals.

4 Shares are the riskiest.

imha

What level of risk is acceptable to you no one knows but you. Plus your individual abilities and ability to minimise specific risks. Plus the urgency of the investment and the urgency of the exchange for other assets (consumption among other things). Therefore, there is no single optimal portfolio. It is different for everyone. The main thing is to understand how you can minimise risks both in general and for each asset (method of storage, insurance, choice of country, bank, issuer, operational management, etc.)

 

What are you even discussing? Those who have a million quid don't sit on these forums.

And for those who don't have a billion quid, it's a waste of time and troll feeding.

I'm gonna start a thread tomorrow about how to save and grow a billion quid.

 
Avals:

paper metals?

There will be a serious crisis and bank deposits will be forgiven or frozen. Paper gold is also an additional risk. The rest are certainly not risk-free assets. Risks especially depend on how urgently you may need to exchange or spend the assets.

There is always a risk. The only question is how big it is. Even if you keep everything in bullion at home, there is a risk of everything being stolen))

In order of increasing risk:

1.Minimal risk in precious metals (physical), works of art.

2.Next comes cash and government bonds and possibly real estate. True, it depends on the country in which the cash, bonds and real estate.

3. Then deposits. Then come deposits. And paper metals.

4 Shares are the riskiest.

imha

What level of risk is acceptable to you no one knows but you. Plus your individual abilities and ability to minimise specific risks. Plus the urgency of the investment and the urgency of the exchange for other assets (consumption among other things). Therefore, there is no single optimal portfolio. It is different for everyone. The main thing is to understand how you can minimize risks in general, and for each asset (method of storage, insurance, choice of country, bank, issuer, operational management, etc.).

Here comes the sensible thinking! -)

That's why you need diversification across countries and continents.

Also read the first post more carefully, because you are going a bit in the wrong direction.

 

The limited mindset of the majority does not allow them to think and see beyond a certain framework. When it comes to investing, most talk about bank deposits, stocks, precious metals, etc. In the discussion there was only one worthy thought "have children and invest in their brains". I am glad that at least someone's mind has been cleared of the well-known stereotypes and "mental pegs".

The fact that most are thinking in the wrong way is a very bad thing. If we continue to make money out of idiots, as is now the case all over the world, this is a dead-end road to development. In the long run it leads to the degradation of both (idiots and "kind of smart"). It is necessary to follow the path of development.

Read books, invest in self-education and education of your children. Also invest in learning and developing new technologies. A simple example: Tesla Motors. They started out as a startup, but look at what they have already achieved and what goals they have set for the near future.

 
trora:

What are you even discussing? Those who have a million quid don't sit on these forums.

And for those who don't have a billion quid, it's a waste of time and troll feeding.

I'm gonna start a thread tomorrow on how to save and grow a billion quid.

It follows from your words that those who do not have a million dollars go to this forum, and those who have it do not use the Internet (because others will think that he does not have it) - smoke a banbook and lie as a vegetable on a sun bed somewhere in the Bahamas. -)))

 
fxdiler:

The limited mindset of the majority does not allow them to think and see beyond a certain framework. When it comes to investing, most talk about bank deposits, stocks, precious metals, etc. In the discussion there was only one worthy thought "have children and invest in their brains". I am glad that at least someone's mind has been cleared of the well-known stereotypes and "mental pegs".

The fact that most are thinking in the wrong way is a very bad thing. If we continue to make money out of idiots, as is now the custom throughout the world, this is a dead-end road to development. In the long run it leads to the degradation of both (idiots and "kind of smart"). It is necessary to follow the path of development.

Read books, invest in self-education and education of your children. Also invest in learning and developing new technologies. A simple example: Tesla Motors. They started out as a startup, but look at what they have already achieved and what goals they have set for the near future.

You're right about children, but that's not where the discussion is going. -)