Try to use code form "MQL4: MarginCalculate" (sorry, but comments in Russian)
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Consider margin calcs based on USD account MT4 100:1
PAIRS starting with USD
Factor = 1
So each contract is $1000 uSD
PAIRS ending with USD
Factor = SPot ie AUDUSD , spot would be .7550
So each AUDUSD margin would be $755
PAIRS with NO USD
For example.....
EURJPY Spot is 148.88
USDJPY Spot is 117.55
100,000 EUR = 1000 JPY / Price of USDJPY - approx 9.00 USD
Q: Whats the margin forumla for EURJPY ????